Files you really need to bring to the latest Pag-IBIG work environment truly:

You are able to complete a copy of the latest ITR you to definitely features a great BIR stamp. I do believe for this you to definitely, you will need to see your RDO to track down stamped.

If you find yourself a beneficial freelancer otherwise a business owner, you could complete a duplicate of your own audited ITR and you may BIR stamp. We don’t test this you to since the I was not the person who taken out the mortgage and that i don’t join feel co-borrower, but In my opinion this will mean providing their current ITR, and simply to take the newest safe front, your accounting books, cash loan usa Summerdale Alabama to your RDO.

When you’re working, you are able to choose to fill in your own authoritative a month pay slip old at least 3 months in advance of big date out of software. Jay chose to submit about three so you’re able to close the offer, haha! The guy including filed his COE and additionally them.

This might be toward first step. Pag-IBIG will evaluate your articles to evaluate the qualifications to use having a property financing.

Once you have recorded this type of files on the internet, you will located an email compelling you to definitely pay for the latest operating commission. I reduced Php step one,000. Ensure that you print a duplicate of one’s verification of commission. You will have to provide that it to Pag-IBIG , plus the almost every other conditions, after you have been allowed to check out the work environment due to current email address otherwise a visit.

Here you will find the files that you need to give Pag-IBIG once you have become requested add your documents individually:

1. All of the original duplicates of files your recorded on the first techniques, except for brand new selfie. You need to have your own ID photocopied.

dos. A copy of one’s Unique Power out-of Attorneys into the representative. (If your owner isnt on the Philippines)

The cost of notarization depends upon this new concurred price of the property stipulated on your contract to offer.

They will certainly in addition to ask to take your own images with your valid ID again. This time, it will be their workers who will use the try.

Appraisal stage

Since desk administrator seems more your articles and notices zero inaccuracies, you may be requested to fund assessment commission. I reduced Php 2,000.

We were told to wait to own a call in one regarding their workers regarding the agenda of the home appraisal. What goes on while in the family assessment is that they will be sending representatives in order to check always our house to see if it suits the fundamental and you may requirements.

It called 3 days just before they went along to. The new appraisers were on set of the 8AM. It went in, appeared the specifications and did not really keep in touch with you anywhere near this much. They simply went to examine each area in the house.

After that which had been it. We had been told to wait because of their current email address whether our very own loan has been approved or otherwise not acknowledged; however, it currently cautioned all of us that domestic we had been seeking to purchase try in short supply of step one meter wide on the standards.

Loan Refuted

We received a message out-of Pag-IBIG formally stating that new sized our house failed to fulfill its criteria, which is one. That was the end of all of our experience……for now.

I felt sending in a page away from reconsideration, nevertheless the email address demonstrably reported that we’d to address brand new point and agree to putting some necessary transform, hence we did not. So we needed to undertake the fate and you can progress.

Oh really, at least i have achieved a lives skill that people can use in the near future and also to teach all of our kids when it is the consider buy their house. We were, naturally, distressed, but we are going to remain all of our dreams up until we in the end discover the lay we are able to name household.