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• The bank’s purchase deals for new build properties have also been reduced.
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• Products for existing Clydesdale borrowers looking to switch to a new fixed rate will also be lowered by up to 0.1 percentage point from tomorrow .
• Virgin has tweaked down the rate on its residential five-year fixed rate for remortgage with an 895 fee (75percent LTV) by 0.05 percentage points to 4.54percent.

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The move will leave HSBC as the only mainstream lender still offering five-year residential fixed rates at under 4percent. The deal is available through brokers as well as direct from the bank. Nationwide building society is hiking the cost of its fixed rate mortgages by up to 0.2 percentage points for new borrowers and existing customers, writes Jo Thornhill. Bank of Ireland is withdrawing selected residential fixed rates, through brokers, from 5pm today .

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It is offering a two-year fix for standard BtL properties at 4.29percent, and the rate for multiple occupation properties and multi-unit blocks is 4.44percent. The Mortgage Lenderis relaunching its residential and buy-to-let product ranges – rates are repriced higher. Its five-year fixed rate for residential borrowers starts from 6.19percent with a 995 fee. It is offering a buy-to-let five-year fixed rate at 5.49percent (two-year fixed rates start from 5.94percent) – at 75percent LTV.