How can you replace your credit score? How can you replace your credit score? FHA financing You should check out a mortgage loan insured because of the Federal Construction Government when you yourself have a credit history away from approximately five hundred. Yet not, you should remember that lenders can decide her credit rating minimums for those particular loans, meaning that you’ve got a more challenging big date providing acknowledged if you meet the smallest amount. What it opportinity for their down payment. You could build an advance payment as little as step 3.5% with the an enthusiastic FHA mortgage, but you will need a FICO rating away from 580, at the very least.閱讀全文 “How can you replace your credit score?”